It’s not that I don’t actually know why, because I have a good idea why. They just don’t want to be “the bad guy” throwing perfectly good food away. Until it’s in their hands, the idea of the bagel with cream cheese doesn’t exist yet so it’s okay for the deli guy to scoop out a little bit of bagel and then give it to the customer. Seriously though, I’ve seen some of these guys “scoop” out the bagel and they don’t take out that much. Nowadays I never finish my entire bagel because I’m too full (or the bagel isn’t so good after it’s hard and cold).