This is actually meant two ways. On one hand I can’t stand dealing with financial things because I know very little about how it all works and get a headache trying to think about them. On the other hand Citibank clearly outsources their phone service like all the other mega corporations because the guy who answered for the most part had good English but also was fighting a bit of the Indian accent so I didn’t even understand everything that he was saying. But I’m not one of the dicks out there who will get angry at the phone service person because their English isn’t very good so I just kept on saying no thanks until they ran out of things he was obligated to say and then I hung up. Though the last thing I said was “No thanks that will be all.” To which he replied “Is there anything else I can help you with tonight?”